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Air Pollution By Country

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Air pollution by country

 

Although world has become more advanced and produced a lot of inventions that are facilitating people in every field of life. Today world is passing through a serious problem which is known as pollution. And it may be in several forms such as noise, air, and environmental pollution. Moreover there are many other types but here we are going to discuss the Air Pollution.

Basically the Air pollution is the expansion of chemicals, biological materials, and particulates and many other materials that are not only the harmful for the human beings, but these are also dangerous for the plants and animals. The fastest growth of this problem is causing different diseases and the death rates are increasing throughout the world.

common-air-pollutants

PM10 represents the particles which are found in the air and we think them as pollution. There might be numerous kinds of particles such as dirt, pollen, smoke and mold etc. And these particles are causing several worst effects on the health. Similarly the PM2.5 represents the fine particles such as the toxic compounds and the heavy metals which are caused by the fires and through smelting the metals. Following is a list showing where each country is ranked by PM10.

PM 10 Air Quality Index Description of Air Quality
0 – 50 Good
51 – 100 Moderate
101 – 150 Unhealthy for Sensitive Groups
151 – 200 Unhealthy
201 – 300 Very Unhealthy
301 – 500 Hazardous

 

Air Pollution By Country List 2014

Country Annual mean PM10 ug/m3 Above or Below World average of 71ug/m3 Percentage of Urban Population Coverage
Mongolia flagbMongolia 279 208 70%
Botswana flagBotswana 216 145 27%
Pakistan flagPakistan 198 127 40%
Senegal flagSenegal 145 74 50%
Saudi Arabia flagSaudi Arabia 143 72 52%
Egypt flagEgypt 138 67 21%
UAE FLAGUnited Arab Emirates 132 61 30.73%
Iran flagIran 124 53 45%
Nigeria flagNigeria 124 53 40%
Kuwait FlagKuwait 123 52 71%
Bangladesh flagBangladesh 120 49 41%
Bosnia andBosnia and Herzegovina 117 46 21%
indiaIndia 109 38 91% by state (37% by metropolitan city)
Nepal flagNepal 106 35 19%
Ghana flagGhana 98 27 18%
china flagChina 98 27 24%
Myanmar flagMyanmar 94 23 34%
Bolivia flagBolivia 82 11 39%
Bolivia flagTunisia 80 9 74.38%
Sri LankaSri Lanka 77 6 22%
Peru flagPeru 74 3 41%
Colombia flagColombia 71 -0 34%
The former Yugoslav Republic of MacedoniaThe former Yugoslav Republic of Macedonia 70 -1 100%
MadagascarMadagascar 68 -3 30%
Turkey flagTurkey 66 -5 29%
republic of tanzaniaUnited Republic of Tanzania 64 -7 29%
Chile flagChile 62 -9 62%
korea flagRepublic of Korea 61 -10 67%
Bulgaria flagBulgaria 60 -11 40%
israel flagIsrael 59 -12 64%
Mexico flagMexico 55 -16 46%
Indonesia flagIndonesia 55 -16 19%
Cyprus flagCyprus 53 -18 100%
lebanon flagLebanon 53 -18 51%
El Salvador flagEl Salvador 52 -19 14%
South Africa  flagSouth Africa 52 -19 21%
Jamaica flagJamaica 48 -23 47%
Guatemala flagGuatemala 48 -23 45%
Philippines Flag smallPhilippines 47 -24 22%
Greece flagGreece 44 -27 66%
serbia flagSerbia 43 -28 22%
Algeria flagAlgeria 42 -29 15%
malaysia flagMalaysia 42 -29 42%
Romania flagRomania 42 -29 35%
Thailand flagThailand 41 -30 60%
Venezuela flagVenezuela 41 -30 11%
Brazil flagBrazil 40 -31 33%
Panama flagPanama 40 -31 29%
Uruguay flagUruguay 39 -32 43%
Latvia flagLatvia 39 -32 48%
Argentina flagArgentina 38 -33 35%
Italy flagItaly 37 -34 28%
Ecuador flagEcuador 35 -36 22%
Malta flagMalta 35 -36 13%
Russia Flag-Russian FederationRussian Federation 32.5 -38 11%
Croatia flagCroatia 33 -38 37%
Poland flagPoland 32 -38 46%
Singapore flagSingapore 30 -39 100%
Slovenia flagSlovenia 29 -41 28%
Spain flagSpain 29 -42 27%
Czech RepublicCzech Republic 28 -42 35%
Portugal flagPortugal 28 -43 17%
Costa Rica flagCosta Rica  28 -44 55%
Denmark Flag HDDenmark 27 -44 21%
Slovakia flagSlovakia 27 -44 21%
France flagFrance 27 -44 38%
Hungary flagHungary 27 -44 30%
Belgium flagBelgium 26 -45 22%
Netherlands flagNetherlands 26 -45 17%
sweden flagSweden 25 -46 21%
Austria flagAustria 25 -46 38%
Germany flagGermany 25 -46 36%
BelarusBelarus 24 -47 39%
Iceland flagIceland 24 -47 40%
United KingdomUnited Kingdom 23 -48 29%
japan flagJapan 22 -49 13%
Norway flagNorway 22 -49 25%
New Zealand flagNew Zealand 22 -49 64%
switzerland flagSwitzerland 22 -49 12%
Lithuania flagLithuania 21 -50 30%
Finland flagFinland 19 -52 20%
San Marino flagSan Marino 20 -52 100%
Luxembourg flagLuxembourg 18 -53 21%
United States flagUnited States of America 18 -53 NA
Monaco flagMonaco 18 -53 100%
BhutanBhutan 18 -53 40%
Ireland flagIreland 15 -56 21%
Canada FlagCanada 13 -58 78%
Australia flagAustralia 13 -58 89%
MauritiusMauritius 12 -59 27%
Estonia flagEstonia 11 -60 43%

 

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Top 15 Personal Finance Websites In the World

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Personal finance and accounting with calculator, money and yellow pencil isolated on white background.. Image shot 2012. Exact date unknown.

In fact the term personal finance refers to all the financial activities and decisions of a person including budgeting, savings, debt servicing, insurance, investing, mortgages and many other activities. Financial planning is much important factor which is generally used to analyze the current financial position of individuals and companies. It also predicates the long-term and short-term needs. Most of  people prefer to seek advice from the financial planners while on the other hand; there are some other options such as financial software and websites.

financial_planning_process

There and Hundreds or may be thousands of popular financial software and websites, but here we are discussing the most popular personal finance and money websites around the world by the total number of monthly visitors.

 List of Top 15 Most Trusted Personal Finance Websites in the World

 

Rank Website Average Monthly
Visitors
1.   Yahoo! Finance 45,000,000
2.   MSN Money Central 40,000,000
3.   CNN Money 38,000,000
4.   Google Finance 29,000,000
5.   MarketWatch 20,000,000
6.   Fool 18,500,000
7.   BankRate 9,400,000
8.   SeekingAlpha 7,000,000
9.   WallStCheatSheet 5,300,000
10.   Investopedia 5,000,000
11.   DailyFinance 3,500,000
12.   CreditKarma 3,450,000
13.   Mint 2,500,000
14.   Kiplinger 550,000
15.   WiseBread 425,000

Top 10 Best Personal Finance Software 2014

 

Rank Software Price ($) Overall
Rating
1.   AceMoney 34.99 9.50
2.   Quicken Starter Edition 29.99 8.88
3.   YNAB 60.0 8.45
4.   Moneydance 49.99 7.88
5.   BankTree Personal 39.99 7.75
6.   Simple Home Money Management 29.95 7.73
7.   RichOrPoor 29.95 7.45
8.   iCash 49.99 4.95
9.   Budger Express 29.99 3.88
10.   PiggyBob Premium 19.95 3.50

 

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Craigslist Statistics

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Craigslist Statistics Latest Report 2014

Craigslist is one of the popular terms in the advertisement markets; basically Craigslist is a classified advertisements website having the dissimilar sections specially dedicated to housing, items required, available and required services, jobs, for sale, for purchase, community, gigs, resumes and the discussion forums. Craig Newark started its services in the 1995 as an email discussion list to the friends and featuring the local events until its reorganization as the web-based service in 1996 and the expanding of its network in the different U.S cities during 2000. Currently it is covering near about 50 different countries of the world.

Brief History of Craigslist

After a great observance of public in helping friends and family in a friendly, trusting, and social ways through internet with the help of Well, MindVox and Usenet and remote as a relative beginner to San Francisco. Then Craig Newmark decided to organize another but similar platform for the local events.

 

All About Craigslist At a Glance
craigslist official Logo PNGType : Private company

Foundation date :   1995 but incorporated 1999

Launched :    1995

Headquartered In :    San Francisco, United States

Available in :   English, French, German, Dutch, Spanish, Italian, Portuguese

Area served     570 cities in 50 countries

Founder :     Craig Newmark

Employees :    30+

Key people :   Jim Buckmaster (CEO)

Services :    Web communications

It is most popular website around the world. In 2007, a report was prepared that showing the popularity of its different categories by city.

Most Popular Categories By City

most popular craigslist categories by city

Craigslist Statistics Latest Report

Number of Local Craigslist Sites 700
Countries having a local Craigslist site 70
Total Queries Used on Craigslist in the world on daily basis 50,000,000
Percentage of Craigslist’s revenue generated  from adult service ads 33 %
Total Latest classified ads published on Craiglist every month 40 million
Total  used Car ads Watched on Craigslist 9.2 million
Monthly Pages Views of Craigslist 20 billion
Annual Usage of Craigslist by American People 50 million
Monthly job listings posted to this Website 1 million
Percentage of Craigslist owned by Ebay 25 %

 

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Job Outsourcing Statistics

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Job Outsourcing Statistics Report 2014

In the business, the term Outsourcing refers to the contracting out of a business process to a third-party and near the turn of 21st century; the term Outsourcing has become most popular in the United States of America. Sometimes it involves transferring of assets and employees from the one firm to another but it is not practiced all the time. Outsourcing includes not only the domestic but it also includes the foreign contracting.

Outsourcing Statistic Report 2014

Outsourcing Statistics
Overall Number of  U.S. jobs offshore outsourced during 2013 2,637,239
Percentage of the CFO’s surveyed who said that their firm was currently offshore outsourcing 36%
CFO’s who favored India for outsourcing percentage 26%
CFO’s who favored China for outsourcing 18%

 

Offshore Outsourcing Around The World

Offshore Outsourcing HD wallpaper

Offshore outsourcing is an activity in which the external organization is hired just to perform some business tasks within a country other than the countries where the products and services are actually produced. Opponents point out that the practice of sending business jobs from one country to the other country with the highest wages are the big factor reducing their own domestic employment rates and the investments.

Key Advantages of Outsourcing At a Glance

benefits-of-outsourcing

One major advantage of Job Outsourcing is the availability of lower costs, better availability of skilled individuals and the given work can be obtained faster through the global talent pool.Numerous customer services jobs and the jobs in the information technology sector such as computer programming, data processing and technical support in the different countries such as United Kingdom and United States have been or are probably affected. Following is a statistic report for the Offshore Outsourcing by sector showing the percentage of different companies.

Offshore Outsourcing By Sector Percentage of
Companies
Manufacturing 53 %
IT Services 43 %
R&D 38 %
Distribution 26 %
Call or Help Centers 12 %

 
offshoring,outsourcing,reasons,causes,factors,job,outsources

There are number of factors for which the different companies and countries prefer Job Outsource. Low cost and quality work in the given time are the major factors behind its increasing trend. Following table is showing the different factors by percentage.

Factors involved that cause Companies Outsource Percentage
Reduction and control in job costs 44 %
Gain access to the IT resources unavailable internally 34 %
It helps to free up the internal resources 31 %
Best for improving the business or Customer Focus 28 %
Much Essential for the Global Recolonization of Company 22 %
Accelerates the Projects 15 %
Gain access to management strategies unavailable internally 15 %
Reduce the Time to the Market 9 %

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Question of the Day

Do you know what are the Top Rated Outsourcing Countries in the world?

There are number of countries which are famous as the top rated Outsourcing Countries around the world. Following is a list of such countries. This list includes the overall rating, resources, skills, workforce and cost index.

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Job Outsourcing Good for Amercia

List of Top Rated Outsourcing Countries in the world

Serial No. Country Overall
Rate
Cost Index Resources Work
Force
1. Wheat Production by country-top 5 wheat producers in the worldIndia 7.1 8.3 6 1,430,000,000
2. countries producing most gold,gold producing countries,gold production by country,largest gold producing country,biggest gold producer in the worldIndonesia 6.9 8.6 4.3 1,033,000,000
3. china flagChina 6.4 7 5.6 780,000,000
4. Bulgaria flagBulgaria 6.4 8.8 2.9 3,000,000
5. Top 10 Banana Producing Countries in the World,Which Country Produces the Most Bananas in the World -Philippines 6.3 9 2.8 39,000,000
6. jordan flagJordan 6.2 7.6 2.7 2,000,000
7. Top 10 Countries with lowest infant mortality rates in the worldSingapore 6.5 6.4 5.7 3,000,000
8. This article contains the information about Top 10 Mango Producing Countries in the World| Which is the Largest Mangoes Producing Country in the World,Mango production by country and also tells you which country produces the most mangoes in the worldThailand 6 8.2  2.3 39,000,000
9. Lithuania flagLithuania 5.9 7 3.9 2,000,000
10. Egypt flagEgypt 5.8 9 0.9 26,000,000
11. top 10 best countries to visit in the world, malaysia flagMalaysia 5.8 7.9 2.2 12,000,000
12. Estonia flagEstonia 5.8 7.5 5.2 1,000,000
13. Chile flagChile 5.7 7.2 3 8,000,000
14. HungaryHungary 5.6 6.9 3.4 4,000,000
15. PolandPoland 5.6 6.1 3.6 17,000,000
16. Czech RepublicCzech Republic 5.6 6.9 3.2 5,000,000
17. ukraineUkraine 5.5 6.3 3.2 22,000,000
18. RomaniaRomania 5.5 6.8 2.7 9,000,000
19. Latvia flagLatvia 5.4 7 2.7 1,000,000
20. Vietnam FlagVietnam 5.4 7.4 2.5 46,000,000
21. countries producing most gold,gold producing countries,gold production by country,largest gold producing country,biggest gold producer in the worldGhana 4.9 7.5 0.9 11,000,000
22. South Africa  flagSouth Africa 4.6 6.9 0.6 17,000,000
23. Top 5 Tea producers in the worldKenya 4.5 6.7 1.3 18,000,000
24. Senegal flagSenegal 4.3 7.1     0.2 6,000,000

[box type=”tick” style=”rounded”]Currently India is the second most populated country in the world, Although it has the largest Hindu population in the world yet it is the second largest Muslim country in the world. it is the Top Rated Outsourcing Country in the world with the overall rating of 7.1.[/box]

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Forbes Best and Worst Countries for Business Statistics

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Business People Around the World-business-best-places-world

 

If you are thinking to start a business soon, you must have a good knowledge whether with which companies to start a business or not, it is clearly correlated with the rules and regulations of the countries in the world. Forbes has determined the best countries for business in the world by comparing about 145 different countries of the world on the basis of 11 different factors such as innovation, corruption, property rights, taxes, red tape, innovation, stock market performance, protection of investor and the freedom of trade and monetary. Moreover the personal freedom is also included in these factors. For making this report the data was obtained from the published reports of freedom house, property rights alliance, Heritage Foundation, World Bank, Transparency international and world economic forum.

Top 25 Best Countries for Business in the World

Rank Country GDP
Billion
Tax Burden
Rank
Innovation
Rank
Monetary
Freedom Rank
Red Tape
Rank
1. Ireland flagIreland $210 6 20 11 12
2. Highest Obesity Rates, United States Obesity statisticsNew Zealand $170 21 25 9 1
3. Top 10 Countries with lowest infant mortality rates in the worldHong Kong $263 4 23 12 5
4. Denmark Flag HDDenmark $314 11 11 27 35
5. Top 10 Countries with lowest infant mortality rates in the worldSweden $526 36 6 12 52
6. Finland flagFinland $250 19 1 36 48
7. Top 10 Countries with lowest infant mortality rates in the worldSingapore $277 5 9 14 3
8. countries producing most gold,gold producing countries,gold production by country,largest gold producing country,biggest gold producer in the worldCanada $1800 8 21 77 2
9. Norway flagNorway $501 16 12 60 46
10. Netherlands flagNetherlands $773 26 10 20 14
11. countries producing most gold,gold producing countries,gold production by country,largest gold producing country,biggest gold producer in the worldAustralia $1500 38 22 8 4
12. Highest Obesity Rates, United States Obesity statisticsUnited Kingdom $2400 13 12 106 24
13. BelgiumBelgium $485 60 14 38 43
14. Wheat Production by country-top 5 wheat producers in the worldUnited States $16724 51 7 80 18
15. Top 10 Countries with lowest infant mortality rates in the worldIceland $14 33 26 67 45
16. switzerland flagSwitzerland $632 15 2 2 84
17. Slovenia flagSlovenia $46 44  38 17 33
18. Taiwan flag Taiwan  $474 47 8  10 16
19. France flag France  $2600  42 19  20  36
20. Portugal flag Portugal  $213  65 28 37 28
21. Luxembourg flag Luxembourg  $57  14 18 38  83
22.  Chile flagChile  $268  34  41  3  19
23.  Estonia flagEstonia  $22  28  30  58 52
24. Germany flag Germany  $3400  70 4 19 90
25. Lithuania flag Lithuania  $42  45 42 48 11

At present Ireland is considered the best country around the world to start a business. but what countries are the bad countries to start a business it is also an interesting question. Following is a list of Worst Countries to Start a Business.

Top 10 Worst Countries to Start a Business in the world

Forbes List of Top 10 Worst Countries to Start a Business In the World

Rank Country Capital
1. Top 10 Poorest Countries,what is the poorest country in the world in the World by GDP  Libya Tripoli
2. Gambia flag  Gambia Banjul
3. Ethiopia  Ethiopia Addis Ababa
4. Haiti flag  Haiti Port-au-Prince
5. Venezuela flag  Venezuela Caracas
6. top10countries with highest infant mortality rates  Angola Luanda
7. Top 10 Countries with highest HIV AIDS rates in the world, HIV AIDS  Zimbabwe Harare
8. Myanmar flag  Myanmar Naypyidaw
9. Top 10countries with highest infant mortality rate in the world  Chad N’Djamena
10. Guinea flag  Guinea Conakry

 

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List of Top 10 Countries With Internet Censorship 2015

What is Internet Censorship ?

Internet Censorship is the control or suppression of what can be accessed, viewed or published on the internet. The concerned governments or the regulators may carry it out. While the persons and organizations may hold the self-censorship for the religious, business or the moral reasons. The committee to for the protection of the journalists (CPI) has registered that in several Asian countries and the Middle East, the information is submitted to the censorship by their governments. In some cases, the dictatorships or the totalitarian governments are restricting the access to this media and enforcing prison as the punishment for uploading any ambiguous information to the personal websites.

The extent of internet censorship varies by a nation to nation. Besides the most democratic countries of the world have the moderate internet censorship while the other countries go as far as to limit the access of information such as suppress discussion and the news among the citizens of that nations. Below is a list of top 10 countries that censor the internet,  where the blogging actions are considered risky and where you can get in serious trouble for doing so.

List of Top 10 Countries With Internet Censorship 2015 Rankings

10.Turkmenistan

Turkmenistan internet censorship

In Turkmenistan, numerous people considered the internet as a luxury because of its uppermost cost. It is a policy used by the government to discourage people from using it. The government is the only internet service provider in Turkmenistan. It blocks the access to many websites while monitoring all the email accounts in Yahoo, Gmail, and Hotmail. Also, the government blocks the websites relating to human rights organizations and news agencies. A single attempt to break out the censorship could lead to the grave penalty.

9. Vietnam

Vietnam internet censorship

The Vietnam government has asked Google, Yahoo, Microsoft and many other websites to provide all the particulars of the bloggers that are using their platform. Also, the government has created an agency just to monitor the uploaded information and blocking websites, which are critical to the Vietnamese government. Besides, the Vietnamese government also blocks the websites relating to International human rights and political parties.

8. Tunisia

Tunisia internet censorship

In Tunisia, the internet service providers are required to submit a report to their government containing the IP addresses and personal information of bloggers on the regular basis. It is only to make sure that they are recognized and under instant watch. All the traffic goes through the central net with which the government filters all the uploaded data and monitors the emails. Moreover, Tunisia has blocked thousands of websites relating to pornography, mail, search engine cached pages, online documents, peer-to-peer and FTP transfer, conversion and translation services.

7. Syria

Syria internet censorship
In Syria, the Syrian government arrests any blogger who expresses any anti-governmental thought or any view that may put at risk for the national unity. Moreover, the websites that are criticizing the government are also blocked immediately. The owners of cyber cafes are compelled to ask all their customers for recognition, their registered name, and time of their usage and report them to the concerned authorities.In addition to filter a wide range of web content, the Syrian government monitors the internet usage very deeply and has arrested the citizens for expressing their opinions or reporting information online.

6. China

China internet censorship
China is the most populated country in the world. It has the most inflexible censorship program in the world. It counts with the service providers that filter the searches, block websites, erase any tiresome content and monitor the emails traffic. China blocks and filters the Internet content relating to the Tibetan and Taiwan independence, the Tiananmen Square protests of 1989, police brutality, freedom of speech, some international news, pornography, propaganda outlets, religious movements and much other blogging websites in China.

5. Iran

Iran internet censorship

The bloggers who challenge to criticize the government or any religious or political figure are arrested and harassed. In Iran, every person having a blog or a personal web page is required to be registered with the ministry of art and culture. The Government has filtered the websites having the content dangerous for the government, political blogs, pornography sites, women’s rights websites, weblogs and the online magazines.

4. Saudi Arabia

Saudi Arabia Internet censorship
In a recent few years, the Saudi Government has blocked more than 4,00,000 websites including any website that board political, religious or social topics. In 2004, the Open Net Initiative made a research revealing that Saudi Arabia has the most violent censorship focused on the pornography, drug usage, gambling, religious conversion of Muslims and the filtering circumvention tools.

3. Cuba

Cuba internet censorship

Cuba has the lowest ratio of the computers per capita in the Latin America, and the least internet access ratio of the entire western hemisphere. Cuba government gives the right to use the Internet to people through the specific access points that are monitoring through the IP blocking, browsing history and keyword filtering. Here only pro-governmental bloggers and employees are authorized to upload data on the internet.

2. Burma

Burma Internet Censorship

The censorship of printed and audiovisual media. Burma has a minimum internet access in the civil life, which is deeply monitored by the government, and it has the duty to filter the emails and block the access to the human rights groups and opposition group websites.

1. North Korea

North Korea internet censorship

In the ranking list of top 10 most internet censored countries, North Korea holds the first spot since In North Korea, only 4% population have the access to the internet, which is deeply censored by the national government.The North Korean network in monitored deeply by only two websites being hosted under a domain name. Same like other media, all the websites are also in the control of North Korean government because here uploading is not allowed to all the inhabitants.So all the data is uploaded and approved by the government.

Internet Censorship by Country 2015 Ranking List

Rank Most Internet Censored Countries Capital
1. North Korea Pyongyang
2. Burma Naypyidaw
3. Cuba Havana
4. Saudi Arabia Riyadh
5. Iran Tehran
6. China Beijing
7. Syria Damascus
8. Tunisia Tunis
9. Vietnam Hanoi
10. Turkmenistan Ashgabat

 

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Credit Card Fraud Statistics Report

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Credit card fraud statistics 2014-debit-card-frauds-u.s.-credit-card-frauds-crimes-stolen

A credit card is one of the most popular and widely used payment methods allowing the cardholders to pay for goods or services through it. Having many benefits it also have some drawbacks from which one is known as Credit Card Fraud that is wide-ranging term for theft and fraud committed using it or any related payment method as a fraudulent source of funds in a transaction.

The purpose of such illegal practice  is to buy goods and services without paying or to get hold of the unauthorized funds from an account by unlawful practice. In accordance to the United States federal Trade commission, while the identity theft had been increasing during the last few years, it a saw 21% increase in 2008. However, such incidents got decline during the last few years. Although the occurrence of such frauds is limited to only 0.1% of the all transactions. According to a research in 1999, almost one out of 1200 transactions turned out to be fraudulent.During 2007, the fraud was estimated at £535 million in United Kingdom.

Cards fraud begins with the theft of a physical card or the data associated with an account including the card account number or any other information relating to it. What countries have the highest credit cards fraud rates in the world?

Credit Card Fraud Statistics Report Data
  American People affected by such frauds 10 %
  American Citizens reported as the victims of Debit Card Frauds 7%
  Median Reported Amount by Frauds $399
  All Financial Frauds Concerned to Credit Cards 40%
  Overall Amount of Credit Cards Fraud around the globe  $5.55 Billion

Different types of credit card frauds Throughout the World

Credit card fraud modern techniques

There are several types of credit card frauds but these vary from where both the card and criminal are present to where the criminal has acquired the particulars of a card holder and now he is able to pay for the goods fraudulently over the internet or phone. The telephone and internet transactions have increased the risks for the credit card frauds around the world. Fraudsters should not be treated as the normal people because they are more creative, fast-moving and intelligent than common people. Following is detailed information about the diverse types of credit card frauds.

[box type=”note” style=”rounded”]This section is consisted on the different fraudulent techniques and I am sure, after reading this information you will be able to defend you against such frauds.[/box]

Different Types of Credit Card Frauds

Application fraud through which a person will falsify an application for the acquirement of a card. Application fraud can be come apart into assumed identity where a person pretends to be somebody else.
Financial Fraud: In this type, a person provides the fake information about his or her financial position just for the attainment of a card for its illegal use.
Intercept Fraud: In this type, a person applies for a card legitimately but before reaching its real destination, this card is stolen.
Lost and Stolen Credit Cards are also used in number of illegal ways that are increasing the number of annual fraud rates around the world.

Following table includes all the types of frauds and their percentage.

Every Type of Credit Card Fraud  Percentage
  Countriesfeit Credit Cards 37
  Lost Or Stole 23
  No-Card Fraud means giving the particulars related to a card to a   non-legit telemarketer 10
  Stolen Cards During the Mailing Fraud 7
  Fraud of Identity Theft 4

 

4 Initial Points of Contact for Frauds

Initial point of contact for credit card frauds

Everyone should be careful and conscious about his/her credit card and transactions because a little mistake may cause a big fraud. Following is a statistical table showing the initial points of contact for frauds.

Initial Point of Contact for Frauds Percentage
  Email 48
  Internet Websites 12
  Telephone 10
  Miscellaneous 17

There are number of people who are victims of such frauds following is a statistical table of different people who are being effected by fraudulent people on the basis of their age.

Fraud Effected People by Age Percentage
  People aged between  20 – 29 19
  People aged between  30 – 39 22
  People aged between  40 – 49 25
  People aged between  50 – 59 25
  People aged between  60 + 10

 

Debit and credit card fraud has threatened almost all the countries but United States has reported to have more cases than all other countries of the world. Following is a list of states having the highest rates of credit cards frauds in the world.

List of States With Highest Credit Card Frauds in the World

Rank State Rate Per
1,00,000
1. Nevada flag  Nevada 412.9
2. Colorado flag  Colorado 412.4
3. New Hampshire  New Hampshire 387.2
4. Maryland flag  Maryland 393.6
5. Oregon flag  Oregon 291.7
6. Alaska flag  Alaska 377.7
7. Washington flag   Washington 376.1

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How to Prevent the Credit Card Frauds 13 steps

best credit cards faruds safety measures-tips-to-avoid-credit-card-frauds

In the eyes of a thief, what thing is better than cash? The answer might be a credit card. So it has become more essential for every card holder to have some information about its protection. After highlighting the fraud statistics and their types, you might be thinking how to prevent credit card frauds and what the precautionary measures you should take to avoid such frauds. At the end we are going to tell you the 13 points, which can protect you against this illegal attack.

  1. You must treat your cards same like your cash.
  2. Sign up your new cards as early as they arrive and cut up your old cards after their expiry date.
  3. Always make sure that your each transaction is processed in your own presence while purchasing your required things. When the cashier return your card then check it to ensure that it is your own card and it has not been tempered with in any way.
  4. A proper check and balance can help you to prevent frauds, so always try to keep your receipts for its comparison with your statement.
  5. Your statement is much important because of its sensitive information, so always keep your statement in a safe place.
  6. You should keep your credit card numbers confidential for the privacy.
  7. Sign your credit cards using a permanent ink as early as after keeping it in your possession.
  8. After every transaction, total your charge slip before signing in, because blank spaces are an invitation for unscrupulous people to add the additional amounts according to their choice.
  9. If you feel any unfamiliar transaction on your statement then never wait anymore to inform your bank.
  10. Shred all your statements before depositing them even those for the disabled accounts.
  11. Before changing your mailing address must inform your bank so the newest statements or any other documents are not sent on the old mailing address, which cause any difficulty for you.
  12. While you are traveling overseas, feel free to inform your concerned bank.
  13. Always keep the contact number of your related bank at your hand and inform if your card is lost or stolen.

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[box type=”tick” style=”rounded”]I hope you will keep these precious points in your mind forever and i assure you if you follow these points you will never trapped in any fraud. Wish you all the Best.[/box]

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Top 5 Best Countries to Live in the World

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Top 10 Best Countries to Live in the world

In this world, no two countries are the same because one country is famous for its breath taking views while the other country is known for its people. Sometimes a particular cuisine is a subject of pride for some nations and a mere location is making some countries unique some times. Every country in  has some different things to offer which you wouldn’t find elsewhere. The Economic co-operation development organization has revealed the best countries to live in the world and prepared a list of top ten best countries to live in the world.

List of  the Five Best Countries to Live in the World

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1. Australia

australia best places to live in the world

If you are talking about the best countries to live in the world, Australia comes to the top. It is officially recognized as the Commonwealth of Australia which comprises the major area of Australian continent with the total area of 7,692,024 sq km. It is famous enough for its highest literacy rates, maternity allowances, sickness and old-age pensions for its inhabitants. Furthermore it is full of natural resources therefore it is the second largest gold producing country in the world.  It is one of the most developed countries in the world. More than 23,322,684 inhabitants are living in Australia with a good quality of with the per capita $ 43,042 it is considered one of the richest countries in the world. It is a beautiful country for tourism having a lot of attractions for the tourists coming from the different parts of the world. It is given the third rank in the list of countries that are earning most from tourism.

2. Denmark

Denmark the best places to visit and live in the world

Denmark is an European country and it is officially recognized as Kingdom of Denmark. It is located at the South-west of Sweden and bordered by Germany. Although it is a small country yet it has so much to offer. It is covering the total area of 42,915.7 sq km.  Its population up till Jan 2013 was calculated 5,602,536, its people are much loving and caring.One more interesting thing about this country which is more impressive Denmark was the first country in the world to bring the environmental law. Here education is almost free and after being 18 years old, a student can apply for the educational scholarships . Here is one of the most popular and best healthcare system operated by the taxes not by the social contributions. All these things are making it the best country to live in the world.

3. Netherlands

netherlands the best places to visit and live in the world

Netherlands is also a European country and it is officially recognized as the Kingdom of the Netherlands consisting of 12 provinces, it is covering the total area of 41,543 sq km. Having more than 16,819,595 inhabitants it is the tenth most populated country in the Europe continent. Like other countries of the world, it has not only a single capital, but it has two capitals named The Hague and Amsterdam. From 4 to 16 years the education is compulsory. The country name means the Low Country because half of its surface is a little less than one meter below the sea level. Netherlands is a good example of strongest economies in the world.

4. Sweden

best countries to live in, best place to visit,the most beautiful places in the world, hd wallpapers

Sweden is officially recognized as the Kingdom of Sweden located in northern Europe. It is reported to be one of the countries with highest life expectancy rates in the world. It is famous for its iron and timber exports. It is the third largest European country. Stockholm is the capital and largest city of this nation. It is covering the total area of 44,99,64 sq km. Its population according to 2012 census 9,555,893.Its temperature is famous as the temperate climate. The trade unions are given much importance that enforce the rights of their employees.

5. Norway

best countries to live in, best place to visit,the most beautiful places in the world, hd wallpapers

Norway is officially recognized as the Kingdom of Norway, Oslo is the capital and the largest city of this nation. It is a small country covering the total area of 385,178 square kilometers and 5.2% water. It is one of the happiest countries to live in the world. Its population is 5096300. Having the per capita GDP of $55,398, Norway is given the 4th rank in the list of richest countries in the world. Due to highest literacy rates, good healthcare system, and many other facilities it is reported to be the fifth best country to live in the world.

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Question of the Day

What is the Best country to Live in the World?

[box type=”tick” style=”rounded”]At present Australia is the best country to live in the world having the different reasons making it the best place to live in the world.[/box]

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